Are you nearing age 65? Are you confused about Medicare? Let us help!
We offer Medicare Plans which include Medicare Supplements, Medicare Advantage Plans, Medicare Savings Accounts, and Stand Alone Prescription Drug Plans.
Come in for a free consultation and let us help you navigate this complex and always changing subject. We have lots of experience and would be happy to help. Click below or give us a call to setup a meeting!
Also known as Medigap Plans, these plans can fill in the gaps on Original Medicare, such as Deductable, Co-insurance, and Co-payments.
These plans are secondary to Original Medicare and allow individuals to see any Medicare provider but do not include prescription drug coverage.
Medicare Advantage is an “all in one” alternative to Original Medicare. These “bundled” plans include Part A, Part B, and usually Part D and may have lower out of pocket costs than Original Medicare.
Some plans offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, or dental.
These plans offer high-deductible health plans plus a special medical savings account. Each year, you will receive a deposit from Medicare into your account. You decide how to spend, save, and/or invest the funds.
You are responsible for expenses until you reach the plan deductible at which point the plan pays Medicare-covered expenses.
Since Original Medicare does not cover prescription drugs, you can join a seperate Part D drug plan. These plans are offered by private insurance companies and have a broad range of options available.
We can help you figure out which plan works best for you.
It’s best to start reviewing your options a few months before you turn 65. This gives you time to understand your choices and avoid gaps in coverage.
Medicare Supplement (Medigap) plans work alongside Original Medicare to help cover out-of-pocket costs like deductibles and coinsurance. Medicare Advantage plans are all-in-one alternatives that often include additional benefits like dental, vision, and prescription drug coverage.
If you have Original Medicare, you’ll typically need a standalone Part D plan for prescription coverage. Many Medicare Advantage plans already include drug coverage.
With Original Medicare and a Supplement plan, you can generally see any provider that accepts Medicare. Medicare Advantage plans may use provider networks, depending on the plan.
That depends on your health needs, budget, and preferences. We help compare plans side-by-side so you can make a confident decision.