As an employer, you try to attract and retain top talent. Employer provided benefits remain one of the most valuable components of an employee compensation package.
However, with apparently unpredictable and uncontrollable rate increases every year it can be difficult for employers to balance employee needs with the bottom line.
We can help you sort through the benefit options and find a plan best suited to your needs. We take the time to go through all of your benefit options to provide you with a cohesive plan, including bundling and discounts that help control costs and offer high value to your employees. We provide the most up to date information on available products, carriers, vendors, and funding alternatives.
Your employees are your greatest asset—and their healthcare matters. With so many plan options available, finding the right fit can feel overwhelming. Whether your team needs coverage for ongoing care, prescriptions, or life changes like welcoming a new child, we’ll help you build a plan that truly supports them.
Round out your offerings with dental and vision coverage. From routine exams and cleanings to orthodontics and eyewear, these plans provide valuable, everyday benefits your employees will appreciate.
Term Life Insurance features temporary, cost-effective coverage with the ability to change with your needs and the flexibility to change your policy when your needs turn into permanent goals.
Similarly, Accidental Death & Dismemberment policies provide limited benefits for accidental death and/or dismemberment.
What happens if you have an employee that is suddenly injured off the job?
Employees want to know they’ll still have income while off the job. Short-term disability is a type of insurance that pays a percentage of an employee’s salary for a specified amount of time, if they are ill or injured, and cannot perform the duties of their job.
According to one major provider of disability insurance, 3 out of every 10 workers between the ages of 25 and 65 will experience an accident or illness that keeps them out of work for 3 months or longer, with nearly 60% of these injuries occurring off the job. If an employee is hurt off the job, worker’s compensation does not cover the injury. When an employee cannot work for an extended period of time, a long-term disability plan can help cover a portion of the employee’s salary. Long-term disability usually kicks in after a short term disability policy has run out.
Long-term care insurance is a relatively new type of coverage which allows you to protect your estate and avoid financial devastation because of the rapidly increasing costs of long-term care including nursing home care, assisted living, adult day care and home care.
Benefits are a major factor in attracting and keeping good employees. A strong benefits package shows you’re invested in your team and helps you stay competitive.
There are a variety of strategies, including plan design adjustments, bundling options, and alternative funding approaches. We help you evaluate what makes the most sense for your business.
Common options include health, dental, vision, life insurance, and disability coverage. The right mix depends on your workforce and budget.
A Health Savings Account (HSA) allows employees to contribute pre-tax dollars for medical expenses. Funds can roll over year to year and even be invested for future healthcare costs.
We handle much of the heavy lifting—from plan comparisons to implementation—so you can stay focused on running your business.